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AuthorRick Harp

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Healthy Retirement Info

Retirement is a time when you are able to take a pause from the hustle and bustle of a job. No longer do you have to get out the door at a certain time and revolve your schedule around work. When you are working it can be hard to take proper care of your body. You might read a good health article in a magazine or see an informational on television. Your doctor might recommend a better diet or exercise. However, when you are working, it may be hard to incorporate new habits into your lifestyle.

When you were working, it was probably hard to resist the vending machine or the fast food at lunch. You had to eat, and temptation to grab some fast food was probably all around you. Now, however, you are free to make positive choices and establish new habits. Twenty-one days of consistently changing a habit is said to establish that habit for good. That is good news.

So here is some retirement info that may take you to a new level. Healthy habits are more than good ideas. They can end up saving you money and giving you a more comfortable retirement. You want to enjoy retirement, not feel poorly. One healthy habit you can consider is juicing. Juicing is an effective way of getting vitamins and minerals into your body. It takes time to juice and there are different types of juicers. But, since you are retired, you can take the time to study the reviews and learn what is available. People who juice generally experience positive health results.

Not only can juicing give you health improvements, but there can be other benefits as well. Health insurance companies give discounts to those who pursue a healthy lifestyle. Every dollar counts, and if you can get a double benefit of both improving your health and getting an insurance discount, that is a double plus. Contact us if you are interested in health insurance and healthy discounts. We can help find the best plan for your needs.

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Healthy Living: Becoming More Mobile and Fit

As we age a few changes tend to occur. We lose mobility and we gain a few pounds. If you find yourself in this situation, contrary to conventional wisdom, often the solution is to eat more frequently and to exercise with less intensity.

Muscle Confusion

In a class deigned for older seniors, age 70-100, organizers are discovering that people of all ages can improve mobility by engaging in a unique approach to low-impact exercise. For years trainers have used the low-impact method because the movements are easy on a person’s joints. But what this class is doing differently is incorporating muscle confusion.

The approach is straightforward, instructors keep mixing up the workout routine. This prevents muscles from becoming accustomed to a set of exercises which reduces a workout’s overall effectiveness. But by intentionally confusing the muscles through a varied routine, the body is force to react in every workout session, improving strength and mobility in the process.

Increase Your Eating Frequency

Without a doubt healthy living requires regular exercise, but when done correctly increasing your number of daily meals is a highly effective way to shed unwanted pounds. The reason is by eating before hunger sets in, a person tends to eat less. But the key to this approach is incorporating high-quality snacks into your plan. Eat snacks that are “high in nutritional value,” like: raw almonds, Greek yogurt, fresh fruits and vegetables, or high-grain crackers.

Becoming healthier is a matter of habit at any age, but once we become seniors, these habits can mean the difference between an enjoyable life or one restricted by poor health. The good news is that just by incorporating two new habits — muscle confusion and healthy snacks — you can substantially improve your overall well-being.

For more information or tips, contact us today.

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Are you curious about the buzz surrounding essential fatty acids? Are you wondering if you should add them to your diet? For some seniors, adding essential fatty acids to the diet may provide health benefits.

What are Essential Fatty Acids?

Essential fatty acids are unsaturated fats that are also called omega-3 fatty acids. They are essential to many body functions. Essential fatty acids have an anti-inflammatory effect in the body. So adequate intake of essential fatty acids may decrease inflammation in the body.

What are the Benefits of Essential Fatty Acids?

— Protection against heart disease

— Lower triglyceride levels

— Keep heart rhythm steady

— Slow down arteriosclerosis

— Decrease risk of stroke

— Increase bone density

— Prevent memory loss

— Decrease risk of dementia

— Slow the decline in people with Alzheimer’s dementia

How Much Do I Need?

No RDA exists for essential fatty acid intake. However, the Institute of Medicine states the Adequate Intake (AI) amount for adults over 19 years old (including seniors) is 1600 mg of omega-3 fatty acids for males and 1100 mg for females. The International Society for the Study of Fatty Acids and Lipids recommends 220 mg per day of both DHA and EPA for adults.

What Foods Contain Essential Fatty Acids?

Two important essential fatty acids are DHA and EPA. Both are found in fatty fish such as salmon, mackerel, herring, albacore tuna, lake trout, and sardines. The essential fatty acids are actually found in the algae, not the fish itself. The fish or their prey eat the algae, and therefore, contain EPA and DHA.

Plant foods such as flax seed, flax seed oil, olive oil, some leafy greens, and walnuts contain the essential acid ALA. ALA must be broken down to DHA and is not as effective as DHA and EPA.

Can I Take Supplements?

Talk with your doctor before taking fish oil supplements. People with bleeding disorders or who take blood thinners should not take fish oil supplements. If you decide to take fish oil supplements, Medline Reports recommend keeping it under 3000 mg per day.

For more information on Seniors and Healthy Livingcontact us.

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It’s Time to Review your Medicare Plan

Medicare CardThe holiday season is just around the corner so it’s time to start making those lists, but also remember it’s time to review your Medicare plan’s health and drug benefits. Here are some key things to look at when you receive your annual notice of change book:

First, you should always review your premium. This is especially important for folks who are on a fixed incomes. It’s crucial to know what the value of your health care dollar is.

The second thing to look at is your benefits. Even if your premium amount remains the same your benefits can change from the prior year. Look for changes in benefits such as hospital and outpatient surgery co-pays and drug formularies.

Also check your deductibles. Changes in drugs formularies may affect you greatly as there may be a drug that changes tiers or becomes a non-covered drug. You don’t want to be at the pharmacy in January or February and find out that a medication you are taking is no longer covered. You also may not have the option to change your plan at that point.

You will want to take a look at your plan for deductible changes or deductible additions. Does your plan have a deductible on drugs? Does it have a deductible on medical treatments? People will often overlook these changes because a benefit review is not performed.

It is of the utmost importance that you review your coverage annually. We know understanding your insurance coverage can be very difficult at times. Please give us a call if you have questions. We are here to help.

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